Launching dates of Social Welfare Schemes/Yojanas

Hi Aspirants, here is the list of Important Social Welfare Schemes/Yojanas in India and their launching dates. This will be very useful for all competitive exams in India. As Social Welfare Schemes are part of Kerala PSC Exams like University Assistant Exam, Secretariat Assistant Exam etc. this will be very useful. 

1) Antyodaya Anna Yojana - December 25, 2000

2) Balika Samriddhi Yojana - August 15, 1997

3) Bharat Nirman - May 16, 2005

4) Indira Awaas Yojana - 1985

5) Integrated Child Development Scheme - 1975

6) Jawahar Rozgar Yojana - April, 1, 1989

7) Kudumbasree - May 17, 1998

8) Mahila Samriddhi Yojana - 2nd October, 1993

9) National Food for Work Programme - 14 November 2004

10) MGNREGS - 2 February 2006

11) Integrated Rural Development Programme (IRDP)? - 2 October 1980

12) National Rural Employment Guarantee Programme - 2 February 2006

13) Prime Minister's Rozgar Yojana (PMRY) - 02 October, 1993

14) Pradhan Mantri Adarsh Gram Yojana (PMAGY) - March, 2010

15) Samagra Awaas Yojana - 1999-2000

16) Sampoorna Grameen Rozgar Yojana - 25 September 2001

17) Valmiki Ambedkar Awas Yojana (VAMBAY) - December 2001

18) Landless Employment Guarantee Programme - November 14, 2004

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Details of Pradhan Mantri Jeevan Jyoti Bima Yojana for Exams

Friends.. in the last post we discussed about Pradhan Mantri Suraksha Bima Yojana. In case you missed that post: Click Here. Today we are going to discuss about the second scheme ie. Pradhan Mantri Jeevan Jyoti Bima Yojana.

2. Pradhan Mantri Jeevan Jyoti Bima Yojana

When announced: In Union Budget 2015-16 presented by Finance Minister Arun Jaitley in Loksabha on 28 February 2015.

When launched: 9 May 2015

Who launched: Prime Minister of India Shri.Narendra Modi

Launched from where: Kolkata

Note: Pradhan Mantri Jeevan Jyoti Bima Yojana is for Life Insurance Cover. Here are the features of this scheme.

Eligibility: Available to people in the age group of 18 to 50 and having a bank account. People who join the scheme before completing 50 years can, however, continue to have the risk of life cover up to the age of 55 years subject to payment of premium.

Premium:  Rs.330 per annum.  It will be auto-debited in one instalment.

Payment Mode:  The payment of premium will be directly auto-debited by the bank from the subscribers account.

Risk Coverage: Rs.2 Lakh in case of death for any reason.

Terms of Risk Coverage: A person has to opt for the scheme every year.  He can also prefer to give a long-term option of continuing, in which case his account will be auto-debited every year by the bank.

Who will implement this Scheme?: The scheme will be offered by Life Insurance Corporation and all other life insurers who are willing to join the scheme and tie-up with banks for this purpose.

Government Contribution:

(i)       Various other Ministries can co-contribute premium for various categories of their beneficiaries out of their budget or out of Public Welfare Fund created in this budget out of unclaimed money.  This will be decided separately during the year.

(ii)     Common Publicity Expenditure will be borne by Government.

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Know about Pradhan Mantri Suraksha Bima Yojana for Bank/Insurance Exams

Friends..As you know Prime Minister Narendra Modi on 9 May 2015 launched three ambitious social security schemes, relating to the insurance and pension sector and intended at widening the process of financial inclusion. The three schemes were "Pradhan Mantri Suraksha Bima Yojana" (accident insurance), "Pradhan Mantri Jeevan Jyoti Yojana" (life insurance) and "Atal Pension Yojana". It's important to keep in mind the features of these schemes as they will surely be part of upcoming bank exams. Hence today we are going to look into the important aspects of each schemes, in detail. So starting, in this post we have chosen the first one "Pradhan Mantri Suraksha Bima Yojana".

1. Pradhan Mantri Suraksha Bima Yojana 

When announced: In Union Budget 2015-16 presented by Finance Minister Arun Jaitley in Loksabha on 28 February 2015.

When launched: 9 May 2015

Who launched: Prime Minister of India Shri.Narendra Modi

Launched from where: Kolkata

Note: Pradhan Mantri Suraksha Bima Yojana is meant for Accidental Death Insurance. Here are the features of this scheme.

Eligibility: Available to people in age group 18 to 70 years with bank account.

Premium:  Rs.12 per annum.

Payment Mode: The premium will be directly auto-debited by the bank from the subscribers account. This is the only mode available.

Risk Coverage:  For accidental death and full disability - Rs.2 Lakh and for partial disability – Rs.1 Lakh.

Eligibility: Any person having a bank account and Aadhaar number linked to the bank account can give a simple form to the bank every year before 1st of June in order to join the scheme.  Name of nominee to be given in the form.

Terms of Risk Coverage: A person has to opt for the scheme every year. He can also prefer to give a long-term option of continuing in which case his account will be auto-debited every year by the bank.

Who will implement this Scheme?: The scheme will be offered by all Public Sector General Insurance Companies and all other insurers who are willing to join the scheme and tie-up with banks for this purpose.

Government Contribution:

(i)       Various Ministries can co-contribute premium for various categories of their beneficiaries from their budget or from Public Welfare Fund created in this budget from unclaimed money. This will be decided separately during the year.

(ii)     Common Publicity Expenditure will be borne by the Government.

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