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Saturday, April 19, 2014

Current Affairs MCQs for Competitive Exams 09 April 2014

1) Which Indian Cricketer was recently named one of Wisden's Five Cricketers of the Year?
(A) Virat Kohli
(B) M S Dhoni
(C) Sachin Tendulkar
(D) Shikhar Dhawan

2) Name Indian Navy's first aircraft carrier which was sold to ship-breaker company for Rs 60 crore recently (April 2014)?
(A) INS Virat
(B) INS Vikrant
(C) INS Vijay
(D) INS Sindhurakshak

3) Which prolific cricketer adorned the covers of the 151st edition of the Wisden Cricketers' Almanack released in April 2014?
(A) Sachin Tendulkar
(B) Jacques Kallis
(C) Don Bradman
(D) Sunil Gavaskar

4) Which bollywood actor was recently appointed brand ambassador for Lenovo smartphones?
(A) Aamir Khan
(B) Shahid Kapoor
(C) Irfan Khan
(D) Ranbir Kapoor

5) World Bank on 9 April 2014 projected an economic growth rate of ..... per cent in 2014-15 for India?
(A) 5.7
(B) 4.5
(C) 5
(D) 6.7

6) Software services industry group Nasscom (National Association of Software and Services Companies) has named whom, as its new chairman for the 2014-15 financial year?
(A) Krishnakumar Natarajan
(B) B.V.R. Mohan Reddy
(C) R. Chandrasekaran
(D) Rana Kapoor

7) Which Israeli Startup has developed a smartphone battery which charges in just 30 Seconds, demonstrated their pioneering progress at Microsoft's Think Next symposium in Tel Aviv recently?
(A) Bat Cell
(B) Charge thunder
(C) Limelight
(D) StoreDot

8) Which player was named icon of IPL team Mumbai Indians for IPL season 7?
(A) Rohit Sharma
(B) Sachin Tendulkar
(C) Ricky Ponting
(D) Ambadi Rayidu

9) A new law legalizing sale of self-testing kits for HIV came into force in which country on 6 April 2014?
(A) Bangladesh
(B) Australia
(C) UK
(D) China

10) India's first aircraft carrier, INS Vikrant was recently sold for 60 crore rupees to a company named?
(A) IB Commercial Pvt Ltd
(B) IRB Construction Ltd
(C) JRB Ships Pvt Ltd
(D) ITBB Scraps pvt Ltd.

Answers
1) Ans. (D) Shikhar Dhawan
2) Ans. (B) INS Vikrant
3) Ans. (A) Sachin Tendulkar
4) Ans. (D) Ranbir Kapoor
5) Ans. (A) 5.7
6) Ans. (C) R. Chandrasekaran
7) Ans. (D) StoreDot
8) Ans. (B) Sachin Tendulkar
9) Ans. (C) UK
10) Ans. (A) IB Commercial Pvt Ltd

Friday, April 18, 2014

Previous Year Solved Question Paper of SBI PO Exam (Exam held: 28-04-2013)- Part 1

GENERAL AWARENESS, MARKETING & COMPUTER

1. Every year March 20 is celebrated as what day ?
(A) World Sparrow Day
(B) International Women's Day
(C) World Cuckoo Day
(D) International Child Day
(E) International Mother's Day
Ans : (A)

2. Invisible Export means export of–
(A) Services
(B) Prohibited goods
(C) Restricted goods
(D) Goods as per OGL list
(E) Other than those given as options
Ans : (A)

3. One of the famous Indian Sportsperson released his/her autobiography–'Playing to Win' in November 2012. Name the sports-person correctly–
(A) Saina Nehwal
(B) Mary Kom
(C) Yuvraj Singh
(D) Sachin Tendulkar
(E) Sushil Kumar
Ans : (A)

4. The NRIs while investing in the equity of a company cannot buy more than prescribed percentage of the paid up capital of that company .What is the prescribed percentage ?
(A) 2% (B) 3% (C) 4% (D) 5% (E) 6%
Ans : (D)

5. Government as part of the recapitalisation plan, infused capital in State Bank of India recently. Indicate the approximate capital infusion–
(A) Rs. 500 cr. (B) Rs. 1000 cr. (C) Rs. 1,500 cr.
(D) Rs. 2,000 cr. (E) Rs. 3,000 cr.
Ans : (E)

6. Prof. Muhammad Yunus, the recipient of the Nobel Peace Prize 2006 is the exponent of which of the following concepts in the field of banking ?
(A) Core Banking (B) Micro Credit (C) Retail Banking
(D) Real Time Gross Settlement (E) Internet Banking
Ans : (B)

7. Banks in India are required to maintain a portion of their demand and time liabilities with the Reserve Bank of India. This portion is called–
(A) Statutory Liquidity Ratio (B) Cash Reserve Ratio (C) Bank Deposit
(D) Reverse Repo (E) Government Securities
Ans : (B)

8. The European Union has adopted which of the following as a common currency ?
(A) Dollar (B) Dinar (C) Yen
(D) Euro (E) Peso
Ans : (D)

9. Who is the Captain of Australian Cricket Team, which currently (March 2013) visited India ?
(A) Michael Clarke (B) Shane Watson (C) Shane Warne
(D) Michael Hussey (E) Ricky Ponting
Ans : (A)

10. Who is the author of the book 'Women of Vision' ?
(A) Ravinder Singh (B) Preeti Shenoy (C) Amish Tripathi
(D) Durjoy Dutta (E) Alam Srinivas
Ans : (E)

11. Which of the following term is associated with the game of Cricket ?
(A) Bouncer (B) Love (C) Goal
(D) Mid Court (E) Collision
Ans : (A)

12. The Holidays for the Banks are declared as per–
(A) Reserve Bank Act (B) Banking Regulation Act (C) Negotiable Instruments Act
(D) Securities and Exchange Board of India Act (E) Companies Act
Ans : (C)

13. In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred as–
(A) Subsidy (B) Interest Water (C) Re-phasing
(D) Interest concession (E) Moratorium
Ans : (E)

l4. One of IT Company from India has become the first Indian Company to trade on NYSE Euronext London and Paris markets from February 2013 onwards. Which is this company ?
(A) Wipro Infotech Ltd.
(B) L&T Infotech
(C) HCL Technologies LTD.
(D) Infosys Technologies Limited
(E) Polaris Financial Technology Ltd.
Ans : (D)

l5. Banking Ombudsman is appointed by–
(A) Government of India (B) State Governments (C) RBI
(D) ECGC (E) Exim Bank
Ans : (C)

l6. BSE (Bombay Stock Exchange), the oldest stock exchange in Asia has joined hands with one more International index in February 2013. This association has resulted in change of name of BSE index. What is the change of name effected ?
(A) Dow Jones BSE Index (B) NASDAQ BSE Index (C) S&P BSE Index
(D) Euronext BSE Index (E) Other than those given as options
Ans : (C)

17. Interest on Savings deposit now-a-days is–
(A) Fixed by RBI (B) Fixed by the respective Banks (C) Fixed by the Depositors
(D) Fixed as per the contract between Bank and the Consumer Court (E) Not pay by the Bank
Ans : (B)

18. The customers' by opening and investing in the Tax Saver Deposit Account Scheme in a bank would get benefit under–
(A) Sales Tax (B) Customs Duty (C) Excise Duty
(D) Professional Tax (E) Income Tax
Ans : (E)

19. Pre-shipment finance is provided by the banks only to–
(A) Credit Card Holders (B) Students aspiring for further studies (C) Brokers in equity market
(D) Village Artisans (E) Exporters
Ans : (E)

20. A non-performing asset is–
(A) Money at call and short notice (B) An asset that ceases to generate income
(C) Cash balance in till (D) Cash balance with RBI
(E) Balance with other banks
Ans : (B)

21. Interest below which a bank is not expected to lend to customers is known as–
(A) Deposit Rate (B) Base Rate (C) Prime Lending Rate
(D) Bank Rate (E) Discount Rate
Ans : (B)

22. Government usually classifies its expenditure in term of planned and non-planned expenditure. Identify, which is the correct definition of Planned expenditure ?
(A) It represents the expenditure of all the State Governments
(B) It represents the total expenditure of the Central Government
(C) It is the expenditure which is spent through centrally sponsored programmes and flagship schemes of Government
(D) It represents the expenditure incurred on Defence
(E) Other than those given as options
Ans : (E)

23. Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India ?
(A) NABARD (B) RBI (C) SIDBI
(D) ECGC (E) SEBI
Ans : (C)

24. The Union Budget for 2013-14 proposed by the Finance Minister on February 28, 2013 announced introduction of new variety of bonds by the Government. What is the name of these bonds ?
(A) Deep discount bonds (B) Zero Coupon bonds (C) Bullet Bonds
(D) Inflation Indexed Bonds (E) Inflation Variable Bonds
Ans : (D)

25. RBI has released its guidelines for entry of new banks in the private sector in the month of February 2013. One of the norms is at least a prescribed percentage of branches of new bank should be set in unbanked rural centres with a population of upto 9,999 people. What is the percentage of such branches prescribed in the norms?
(A) 10% (B) 15% (C) 18%
(D) 25% (E) Other than those given as options

Ans : (D)

Part 2 containing remaining 25 Questions will be posted soon.

Model Questions (English) for PA/SA Exam 2014

FILL IN THE BLANKS: A sentence with a blank space marked by dotted lines is given along with four answer choices out of which only one is correct. The candidates are expected to fill in the blank space with the correct choice.


1. ____ penalize you if you repeat the mistake.
(A)I shall
(B)I will
(C)I should
(D)I ought to

2. He ____ in the middle of the night
(A)was awakened
(B)was awoke
(C)was arose
(D)awakened

3. He ____ his address before we reached the venue.
(A)had begun
(B)began
(C)was to begin
(D)did not begin

Direction: Out of the four alternatives provided, choose the one which best expresses the meaning of the given words.

4. Nocturnal

(A)Natural
(B)Nightly
(C)Neutral
(D)Normal

5. Jeopardise
(A)Confusion
(B)Irritate
(C)Hell
(D)Endanger

Direction: Out of the four alternatives provided, choose the one word which has exactly the opposite meaning of the given words.

6. Spry
(A)Active
(B)Feeble
(C)Shoot
(D)Supple

7. Proficient
(A)Knowledgeable
(B)Active
(C)Incapable
(D)Gifted

8. Mediocre

(A)Superior
(B)Think
(C)Ordinary
(D)Moody

9. Flatter
(A)Entice
(B)Depress
(C)Ridicule
(D)Level

10. Hereditary
(A)Acquired
(B)Believer
(C)Ancestral
(D)Reduce

Answers:
1. (B)I will
2. (A)was awakened
3. (A)had begun
4. (B)Nightly
5. (D)Endanger
6. (B)Feeble
7. (C)Incapable
8. (A)Superior
9.  (C)Ridicule

10. (A)Acquired

Daily Current Affairs 17 April 2014

1) Robin Dhowan takes over as new Navy chief: Robin K. Dhowan on Thursday took over as chief of the Indian Navy nearly two months after D.K. Joshi quit the post in the wake of a series of mishaps. Admiral Dhowan, 59, who has been the acting Navy chief since Joshi's exit, has been appointed the Chief of Navy Staff superseding Western Naval Commander Shekhar Sinha. He will have a tenure of 25 months, retiring in May 2016.
Sinha was the senior-most Vice Admiral but he has been edged out of the race, apparently because majority of the 14 mishaps, including two major submarine accidents, took place under his command during the last 10 months.
Joshi, who had 15 months left in service, resigned on February 26 following the mishap involving submarine INS Sindhuratna in which two Navy officers were killed and several others were injured.

2) Fifth phase of the Lok Sabha elections held: Heavy voter turnout marked the fifth phase of the Lok Sabha elections, covering 121 constituencies spread across 12 States. The outcome of the latest phase could decide the shape the new government in May. This round is crucial to both the Bharatiya Janata Party and the Congress as together with their allies, they currently hold 86 of the 121 seats. The States where both the ruling party and the principal Opposition have heavy stakes are Karnataka, where election for all 28 seats was held, and Rajasthan, which saw voting in 20 of its 25 constituencies. Polling was also held for 11 seats in Uttar Pradesh and Odisha, 10 in Madhya Pradesh, seven in Bihar, six in Jharkhand, four in West Bengal, three in Chhattisgarh, and one each in Jammu and Kashmir and Manipur.

3) Microsoft is the most attractive employer in India, finds Randstad survey: Microsoft has won the Randstad Award 2014 for being the 'Most Attractive Employer' for the fourth consecutive year in India, Sony India is the runner-up, while 'special recognition awards' have been given to Larsen & Toubro in the infrastructure sector, State Bank of India in the banking sector, Taj Group of Hotels in the hospitality sector and Tata Power in the energy sector.
The Randstad Award, instituted globally by leading HR services provider, Randstad, aims to encourage best practices for talent attraction and to identify the best 'Employer Brand' in the country based on perceived attractiveness of a company.

4) Union Cabinet approved the appointment of Narendra Kothari as Chairman of NMDC: Union Cabinet on 16 April 2014 approved the appointment of Narendra Kothari as full time Chairman of the state-run miner National Mineral Development Corporation (NMDC). The Appointments Committee of the Cabinet (ACC) headed by Prime Minister Manmohan Singh approved the appointment. NMDC is the biggest iron ore Miner of India. NMDC has been functioning without a full-time chairman and managing director ever since incumbent Rana Som retired in December 2011.

5) ING Vyasa launched m-banking application: ING Vyasa on Wednesday officially announced the launch of its mobile banking application, which is believes will help drive higher user engagement. Besides features such as checking balance, funds transfer and bill payments, the application offers ability to scan and store cheques issued, lets users buy and send gift vouchers from various brands and ATM branch locater. Customer will require a single channel to access all digital platforms, including mobile and internet banking. The app has been developed in partnership with technology giant IMB, using latter’s Worklight Platform. While the application for Google’s Android operating system and Apple’s iOS have been launched, the company said testing is on for the applications for Windows Phone and Blackberry OS’.

6) Orient Electricals is Orient Electric now; name change aimed at new business consolidation plan:  CK Birla group firm Orient Electricals has changed its name to Orient Electric today, as part of its new business consolidation plan. The country's oldest and largest manufacturer of fans, Orient, is making a shift from being a significant player in the domestic fan industry to an integrated home solutions provider of smart home solutions. The company will be consolidating its business verticals like fans, lighting products and home appliances under one umbrella brand Orient Electric.

7) CAG can audit accounts of private telecom companies: SC - The Supreme Court on Thursday upheld the department of telecom's appeal that the comptroller and auditor general of India can audit the accounts of private telecom service providing companies. The apex court held that private companies utilize national wealth, which is spectrum, in providing the cellular and fixed telephone services. So, their profit-loss accounts could be looked into by the CAG, the SC said.

8) World Met Organization announced second world record for Cherrapunji: Cherrapunji has been holding a world record of maximum amount of rainfall in a single year for long. But, now this tiny town of Meghalaya has 'officially' been named for holding second world record, reaffirming it as "one of the wettest places on Earth".

A World Meteorological Organization (WMO) panel on 4 April 2014 announced that "Cherrapunji now holds the world record for two-day (48-hour) rainfall, with 2493 millimeters (98.15 inches) recorded on June 15-16, 1995".

Answer Key Published: Model Question Paper for PA/SA Exam 2014 (General Awareness Section)- Set 1

Friends..Here is the answer key to the Model Question Paper for PA/SA Exam 2014 (General Awareness Section)- Set 1 for practice we have posted earlier today.
Click Here to see the questions.

1) Ans. (D) Preamble
2) Ans. (B) Sikkim
3) Ans. (C) At a slightly lower temperature than fresh water.
4) Ans. (C) Catherine Young
5) Ans. (A) surface-to-air-missile
6) Ans. (B) Rajendra Prasad
7) Ans. (C) Rock –cut Temples at Mahabalipuram
8) Ans. (A) Chennai
9) Ans. (C) Oxygen
10) Ans. (D) Bangladesh
11) Ans. (A) Cigarette smoking
12) Ans. (C) Bipin Chandra Pal
13) Ans. (B) Nitrogen
14) Ans. (C) Mercury vapour and argon
15) Ans. (D) Brahmi
16) Ans. (B) Canada
17) Ans. (C) 1972
18) Ans. (D) Mikhail Kalashnikov
19) Ans. (A) state list to concurrent list
20) Ans. (C) Roentgen
21) Ans. (D) IDFC & Bandhan Financial Services
22) Ans. (A) Mahatma Gandhi
23) Ans. (B) Chandi Prasad Bhatt
24) Ans. (D) Subhash Chandra Bose
25) Ans. (C) Prime Minister of Japan

The following friends have participated in the test series.
>> Ahmad Nadeem, Ajay Rath D, Prasad Gajula, Anju S Menon, Basavaraj k t Kiran, Kamalkrishna Das, Ashish Agrawal, Divya parameswar, Mudasir Khan, Shalini Mishra, Gokul Harikumar, Sriranjani Rajendran, Debashish Mahapatra, Pardeep Sharma, Kapil Yaduvanshi, Leela Lavanya Geddada, Nilesh Karale, Shantosh Upadhyay, Hafiza Shaik, Shirnewar Sunil, Sumita Das, Aakash Bhatia, Nagarathinam Karthick, Bhargavi Janga, Sanjib Sahoo, Naba Kumar Ahiri, Nanthini Krishna and Jaideep Naidu.


Thank you friends, for your overwhelming response. Please check the answers you have given with the answer key and post your scores out of 25 below. Thank you. More questions will be posted..Keep visiting.