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Thursday, April 3, 2014
Daily Current Affairs: 02 April 2014
1) World
Autism Awareness Day observed: The World Autism Awareness Day was observed
on 2 April. The day was unanimously declared as World Autism Awareness Day by
the United Nations General Assembly in 2008 to highlight the need to improve
the lives of children and adults who suffer from autism. Autism is a lifelong
developmental disability that manifests itself during the first three years of
life and results from a neurological disorder that affects the functioning of
the brain. The disorder mostly affects children and is prevalent across
countries, genders, races and socio-economic backgrounds.
2) New
bank licence: RBI grants 'in-principle' approval to IDFC, Bandhan: Reserve Bank of India( RBI) on Wednesday
granted "in-principle" approvals to Mumbai-based infrastructure
lender IDFC and Kolkata- based micro-finance Bandhan Financial Services for new
bank licences. The RBI will also consider the application of India Post, but
the central bank said it would done separately in consultation with the
government. This would be the first time in a decade that new banking licences
are handed out, since the formation of Yes Bank in 2004. There were 25
companies in the running.
3) Dipika
Pallikal inks deal with adidas: India’s number one female squash player
Dipika Pallikal has entered into an association with adidas as the sports
apparel major signed the world number 11 for its latest women’s campaign ‘all
in for #mygirls’
4) Axis
launched home loan scheme for below Rs 10K earners: Axis Bank, on the
occasion of its 20th anniversary on Wednesday, announced the launch of ‘Asha
Home Loan’, a 30-year home loan product for first time home buyers in the lower
income segment, seeking affordable EMIs. The home loans are for customers with
family incomes of Rs.8,000-10,000 a month and above. Customers can pool their
family income instead of depending on their individual income only.
5) Fin
Services Secretary Gurdial Singh Sandhu on RBI board: Financial Services
Secretary Gurdial Singh Sandhu has been nominated as a director on the Reserve
Bank’s central board on Wednesday. “The Central Government has nominated
Gurdial Singh Sandhu, Secretary, Department of Financial Services, Ministry of
Finance, as a director on the Central Board of Directors of the Reserve Bank of
India ...,” the RBI said in a notification. Visit:www.currentaffairs4examz.com
6) Vodafone,
Airtel applied for Unified Licence to renew licences: Telecom major
Vodafone and Airtel have applied for new telecom permits - Unified Licence - to
continue their businesses in some service areas, including Delhi and
Mumbai. "As required under the
conditions of auction, laid down in the Notice Inviting Application, Vodafone
has applied for Unified Licence in Delhi, Mumbai & Kolkata service areas on
19 February 2014," Vodafone said in a statement. Bharti Airtel has also applied for new
licences in Delhi and Kolkata circles, sources said. The Unified Licences norms
bar a telecom operator from holding any kind of stake in competitor.
7) RBI
adopts new CPI as key measure of inflation: he Reserve Bank of India (RBI)
Governor, Raghuram Rajan, on Tuesday, said that the central bank had adopted
the new Consumer Price Index (CPI) (combined) as the key measure of inflation.
8) Karim
Massimov named as the Kazakhstan’s new PM after Serik Akhmetov resigned:
Karim Massimov, the Chief of Staff of Kazakhstan on 2 April 2014 was named as
the new Prime Minister of the country by the President, Nursultan Nazarbayev.
His appointment came following the resignation of Serik Akhmetov from the post,
which was accepted by the President as per the Constitutional provision. This
announcement of acceptance of resignation of Akhmetov was made by the President
through a twitter message. Akhmetov was appointed as the Prime Minister of
Kazakhstan in September 2012. Earlier, Massimov served as the Kazakh Prime
Minister from January 2007 to September 2012 before Akhmetov.
Concept of Post Bank of India still wide open; RBI in favour
Here is an article appeared in
Firstpost titled Why RBI’s decision on a Post Bank of India is a slap for
Finance Ministry
The RBI’s decision on Wednesday to
“consider” the application of Department of Posts for a banking license
“separately in consultation with the Government of India” is literally a slap
in the face for the finance ministry.
Out of the 25 applicants that were in the
fray for a new license, the RBI granted “in-principle” approval for two - IDFC
and Bandhan Financial Services - while setting aside the application of the
Department of Posts to be decided separately. If the finance ministry had given
permission earlier, the RBI could have issued a license to the Department for
“Post Bank of India” as well.
While prior clearance of their parent
company was necessary for the private players who had applied for a license,
for the postal department, it was the clearance of the government of India, or
more specifically, the finance ministry that was mandatory. Without such a
clearance, the RBI could have rejected the application, which it didn't do. Had
the government given its clearance, most probably the Post Bank too could have
commenced its operations along with the other two licensees.
The Department of Posts has been trying to
get the clearance of the finance ministry for some time now, but for some
strange reason, the finance ministry has been dragging its feet. According to
knowledgeable sources, the RBI was very keen and has even met with the
ministry, but nothing fructified. It was clearly a case of the government
defeating its own proclaimed aim of financial inclusion. There is no other
institution, not even the network of public sector banks, that could help
financial inclusion in a way that the the postal department is capable of.
If the Post Bank of India is
operationalised, all the 1.54 lakh post offices, out of which about 90 per cent
are in rural areas, by default will become a “bank”. These “banks” will be more
accessible to the common people, because they have been right there for decades
in their neighbourhood: there is a post office for every 7176 people in the
country and in rural areas, the coverage is even better - one for every 5682
people. In fact, when the UPA government was struggling to find a way to
transfer the wages for NREGA beneficiaries, it was this network that came to
its rescue. About 2.2 crore people get their NREGA payments through the post
offices.
Financial services are not new to post
offices because for several decades, they have been running the post office
savings scheme. Besides the extremely high penetration of the post offices, in
rural areas, there are about 2.69 lakh agents (Grameen Dak Sevaks) who come
home to help people with banking. Almost all these agents are also people from
the neighbourhood and are familiar with the beneficiaries.
It is a unique banking eco-system that only
Indian Post can claim credit for. It is a model that has evolved over time and
is very hard to replicate because it is driven by the sheer needs of people,
and nourished by trust and relationships.
This is where the finance ministry’s role
is suspect. Why hasn’t it granted the permission to the Department of Posts
when the RBI doesn’t have any objections. Who is it trying to protect? Isn’t it
its commitment to financial inclusion a sham?
Interestingly, Kapil Sibal, the minister
for posts, and even Rahul Gandhi couldn't get a government decision favouring
the Postal Bank. Sibal reportedly was very keen while Rahul Gandhi, as usual,
had his attention diverted.
As the RBI press release notes, financial
inclusion was the stated objective for giving additional banking licenses.
"In the budget speech of the Union
Finance Minister for the year 2010-11, it was announced, inter alia, that there
was a need to extend the geographic coverage of banks and improve access to
banking services and that RBI was considering giving some additional banking
licences to private sector players,” the central bank said.
Why was the most eligible candidate
excluded?
Anyway the RBI has a mind of its own and
has apparently not given into the government’s indifference. It has kept the
option of the Postal Bank open and will follow up with the financial ministry.
How long will the ministry block it? Will the next government take a favourable
decision?
The reasons are certainly more than what
meets the eye.
Courtesy:
http://www.firstpost.com/india/why-rbis-decision-on-a-post-bank-of-india-is-a-slap-for-finance-ministry-1464349.html
Current Affairs Quiz Questions: 29 & 30 March 2014
1) Earth Hour 2014 was observed across the
globe on 29 March 2014. Earth Hour is organized by which organization?
(A) UNESCO
(B) UNICEF
(C) World Wide Fund
(D) Intergovernmental Panel on Climate
Change (IPCC)
2) Who won the Malaysian Grand Prix racing
2014?
(A) Sebastian Vettel
(B) Nico Rosberg
(C) Jenson Button
(D) Lewis Hamilton
3) Which country will host the 18th SAARC
Summit on November 14, 2014 as decided recently (March 2014)?
(A) India
(B) Nepal
(C) Bhutan
(D) Maldives
4) Which veteran leader was expelled
recently from BJP for six years in wake of his decision to contest as an
Independent from Barmer?
(A) Jaswant Singh
(B) Arun Jaitley
(C) L K Advani
(D) Murali Manohar Joshi
5) Who will challenge Chess World Champion
Magnus Carlsen (Norway) in the World title match to be held during November
2014?
(A) Sergey Karjakin
(B) Vishwanathan Anand
(C) Michael Kasprovic
(D) Levon Aronian
6) Who won the Miami Masters tennis crown
2014?
(A) Novak Djokovic
(B) Rafael Nadal
(C) Roger Federer
(D) Andy Murray
7) Which pistol shooter clinched a silver
medal at the ISSF World Cup 2014 in Fort Benning, USA?
(A) Anjali Bhagwat
(B) Shagun Chowdhary
(C) Heena Sidhu
(D) Rahi Sarnobat
8) P Ramdas, who passed away on 28 March
2014, was a film director of yesteryears of which language?
(A) Malayalam
(B) Tamil
(C) Telugu
(D) Hindi
9) Who was appointed as the Secretary
General of North Atlantic Treaty Organisation (NATO) recently (Mar 2014)?
(A)
John Ashe
(B) Anders Fogh Rasmussen
(C) Jens Stoltenberg
(D) Marquez Ibidi
10) President Pranab Mukherjee recently
cleared the re-promulgation of the SEBI (Securities and Exchange Board of
India) Ordinance that had lapsed on?
(A) January 15
(B) February 14
(C) March 23
(D) January 25
Answers
1) Ans. (C) World Wide Fund
2) Ans. (D) Lewis Hamilton
3) Ans. (B) Nepal
4) Ans. (A) Jaswant Singh
5) Ans. (B) Vishwanathan Anand
6) Ans. (A) Novak Djokovic
7) Ans. (C) Heena Sidhu
8) Ans. (A) Malayalam
9) Ans. (C) Jens Stoltenberg
10) Ans. (A) January 15
Useful books available in flipkart for Postal/Sorting Assistant Exam 2014
Friends...Here is the list of some books which will be helpful for Postal/Sorting Assistant Exam 2014 preparation...
1)
Guide to Postal Assistant/ Sorting Assistant Exam 2014
Author:
Disha Experts
Rs.
156
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2) 15
Practice Sets - Department of Posts Postal Assistants / Sorting Assistants
Recruitment Exam 1st Edition
Author:
Arihant Experts
Rs.
90
Details>> http://goo.gl/gZzJnY
3)
Department Of Posts (Postal Assistant / Sorting Assistant) Postal Assistant
Recruitment Exam Practice Work Book With Study Material
Publisher:
Kiran Prakashan (2014)
Rs.
128
Details>> http://goo.gl/Vx2pyc
4)
Department of Posts POSTAL/SORTING ASSISTANT 2014 Recruitment Examination 2014
(Solved 2013 Entrance Paper) (English)
Author:
GKP
Rs.
190
Details>> http://goo.gl/Lw0AyV
5)
Department of Posts POSTAL/SORTING ASSISTANT 2014 15 Practice Sets(Solved 2013
Entrance Paper) (Hindi)
Author:
GKP
Rs.
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6)
Department of Posts Postal Assistants / Sorting Assistants Recruitment
Examination
Author:
Manoj Kumar Singh, J. K. Sharma
Rs.
204
Details>> http://goo.gl/zCIPjo
7) Postal Assistants / Sorting Assistants
Recruitment Exam 2013-14 1st Edition
Author: Arihant Experts
Rs. 171
Details>>http://goo.gl/WzZjFv
8) Department Of Posts: Postal Assistant
Sorting Assistant Recruitment Exam 01 Edition
Author: R. Gupta's
Rs. 80
Details>> http://goo.gl/R1kDV7
Other
useful books
>> Quantitative
Aptitude For Competitive Examinations 24th Edition
Author: R. S. Aggarwal
Language: English
Length: 726 Pages
Publisher: S. Chand Publishing
Rs. 332
Details>> http://goo.gl/x1ECYK
>> Objective General
English 22nd Edition
Author: Vikas Aggarwal, R. S. Aggarwal
Length: 672 Pages
Rs. 282
Details>> http://goo.gl/jWkVN7
>> Manorama Year Book 2014
Language: English
Length: 1040 Pages
Publisher: Malayalam Manorama
Rs. 155
Details>> http://goo.gl/tmqP71Wednesday, April 2, 2014
RBI grants bank licenses to IDFC, Bandhan Financial; Green Signal also for India Post
>> Reserve Bank of India said on Wednesday it
had granted bank licenses to IDFC Ltd and Bandhan
Financial Services that would be valid for 18 months and would
be subject to the two financial firms fully complying with central bank
regulations.
>> The central bank will also consider the application of
India Post, but under a separate process to be carried out in consultation with
the government.
>> The RBI
last year allowed corporate houses to form banks as part of an effort to expand
access to financial services in the country. No new Indian bank has been formed
since Yes Bank in 2004.
>> The
Election Commission on Tuesday allowed the RBI to announce new bank licences
even ahead of general elections set to conclude next month, according to a
notice in the commission's website.
>> The RBI
had sought the commission's approval to issue new bank licences to ensure the
process would not clash with the code of conduct ahead of elections, which
prevents decisions that may be deemed as political from being taken by
government officials or regulators.
>> The
central bank said 25 applicants had been considered, and judged under various
criteria including analysis of their financial statements, track record of
running their business over the past 10 years and potential to run a bank.
>> The RBI
Governor Raghuram Rajan had formed a four-member external panel to scrutinize
applications for new banking licences, headed by a former RBI governor Bimal
Jalan. It started evaluating the applications from November.
Current Affairs daily update: 01 April 2014
1) RBI kept key policy rates unchanged in the
first bi-monthly monetary policy: As widely expected, the Reserve Bank of
India, on Tuesday, kept the indicative policy rate (repo) unchanged at 8 per
cent while taking measures to provide longer term liquidity in the system. Repo
rate is the rate at which banks borrow funds from the central bank. “On the
basis of an assessment of the current and evolving macro-economic situation, we
have decided to keep the policy repo rate unchanged at 8 per cent,” said RBI Governor
Raghuram Rajan at a a press conferenceto announce the first bi-monthly monetary
policy for 2014-15.
2) SC rules out review of Rajiv case
commutation: The Supreme Court on Tuesday declined to review its February
18 ruling in the Rajiv Gandhi assassination case, commuting the death sentence
of three convicts — Murugan, Santhan and Perarivalan — to life imprisonment.
“We have carefully gone through the review petition. We find no merit in the
review petition and the same is dismissed,” a Bench of Chief Justice of India
P. Sathasivam and Justices Ranjan Gogoi and Shiva Kirti Singh said in a brief
order.
3) Manuel Valls named as New French Prime
Minister: France’s president has named 51-year-old Socialist Manuel Valls
as the country’s new prime minister. In a prerecorded televised speech,
Francois Hollande said Valls, the former interior minister, would lead a
“combative government.” Valls, who is consistently voted France’s most popular
Socialist in opinion polls, is considered to be part of the right-wing side of
the party and is also relatively popular with French conservatives.
4) After 10 years in orbit, INSAT-3E expires:
Communications satellite INSAT-3E has completed its life and gone out of
service. Built to last 15 years, it has completed ten-and-a-half years in
orbit. The third-generation satellite was launched in September 2003 with 36
transponders — 24 C-band and 12 extended C-band transponders — but only 25 of
them have been working since 2009.
5) Viswanathan Anand raises to No. 3 in FIDE
world chess rankings: Viswanathan Anand ranked World number 3 in the rating
list released by FIDE on 1 April 2014. Anand with the Victory at the Candidates
Tournament held in Russia in March 2014 has moved five places ahead from 8 to 3
with 2785 Elo points. According the rating list, Magnus Carlsen of Norway with
Elo points 2881 ranks no 1 and Levon Aronian of America with 2812 ranks 2.
6) FinMin against raising I-T exemption limit
to Rs 3 lakh: The Finance Ministry has rejected the recommendation of the
Parliamentary Standing Committee headed by former Finance Minister Yashwant
Sinha on raising the income tax exemption limit to Rs 3 lakh. The
recommendation was made as part of the Committee’s report on the Direct Tax
Code (DTC). Adjusting the slabs will cause tax revenue losses to the tune of Rs
60,000 crore a year to the exchequer, the Ministry has said.
7) RBI to give new bank licences within the
next 10-15 days after Election Commission's nod: The Reserve Bank of India
is likely to hand out new banking licences within the next 10-15 days after the
Election Commission gave its go ahead for the plan despite elections kicking
off in a few days. That will set the stage for some such as India Post Bank,
L&T Finance Holdings, Infrastructure Development Finance Co and Janalaxmi
Financial Services to get the bank licence and unleash competition. There are
25 applicants for the licence, including Reliance Capital, Aditya Birla Nuvo,
and Indiabulls Group.
8) India to face South Africa in T20 World Cup
semis: Unbeaten Team India will play South Africa in the second semi-final
of the ICC World T20 on Friday. India had finished on top of Group two while
South Africa finished as the second team in Group one.
GK for PA/SA Exam 2014
2.
What can be the maximum number of partners in a partnership firm ?-20
3 What is the traditional economy
characterized by?- Organization of
production for self consumption
4
What is meant by agricultural productivity in India?- Production per
hectare
5
What is the full form of RADAR ?- Radio detection and ranging
6 What is a piece of land surrounded by
water on three sides called?- Peninsula
7
What divides Asia from North America?- Berring Strait
8
What do “a.m” and p.m stand for- a.m means ante meridiem or before noon
p.m
means post meridiem or after noon
9 What important mathematical notation did
India give to the world?- The Zero
10 What did Alessandro Volta invent in
1800?- The electric battery
11 What does the phrase “Nine days wonder means?- An event which
creates a sensation for a time , but in soon forgotten
12 What
is the collective name given to running, walking, jumping, throwing in
sports?- Athletics
13 What was the name of the first full
length animation film made by Walt Disney?- Snow white and the seven Dwarfs in 1937
14
What is mythomania?- Compulsive
tendency to tell lies
15 What is idiopathy?- Disease which is not
caused
16
What would happen if the earth
were to stop its rotator motion on its Axis ?- No day and night as at
present
17
What is the distance between Mercury and Sun?- 58 million KM
18
What is an ace in Tennis ?- A
successful serve that the opponent fails
to touch
19 What was the code name of for the development of the atom bomb in
world war II ?- The Mahattan Project
20
What is the full form of WHO?- World health organization
Shared
by our friend
S Jayachandran
System Administrator
Mavelikara Head
Post Office
690101- 9961464279Tuesday, April 1, 2014
Daily Current Affairs: 31 March 2014
1) Petrol
price cut by 75 paise a litre; diesel hike put off: The price of petrol was
on Monday cut by 75 paise per litre, the first reduction in five months, while
the already unpopular monthly hike in diesel rates was put off during the
election season.
2) US
ambassador to India Nancy Powell resigned: In a sudden development, US
ambassador to India Nancy Powell has resigned from her post, days after media
speculation that she may be shipped out. "US ambassador to India Nancy J
Powell announced in a US mission town hall meeting on March 31 that she has
submitted her resignation to President Obama and, as planned for some time,
will retire to her home in Delaware before the end of May," an
announcement in the US embassy website said.
3) World
Twenty20: Sri Lanka beat New Zealand to enter semis: Sri Lanka beat New
Zealand by 59 runs in a low-scoring World Twenty20 Super-10 group one match in
Chittagong Monday to cruise into the semi-finals. New Zealand were bowled out
for their lowest Twenty20 total of 60 in 15.3 overs in the final match of the
group played at Zahur Ahmed Chowdhury stadium.
4) Paris
Gets First Female Mayor: It was a
victory to savour. As she bid to become the first female mayor of Paris,
Spanish-born socialist Anne Hidalgo had to endure taunts from her opponents
about her modest origins and lack of Parisian roots. But in the end, voters in
the French capital brushed such snobbery aside and defied the national trend by
electing the 54-year-old by a convincing margin.
5) Smriti
Irani to contest from Amethi against Rahul Gandhi: The BJP has announced on
Monday evening that its vice-president Smriti Irani will contest from Amethi
Lok Sabha constituency. Congress vice-president Rahul Gandhi is the sitting MP
from the constituency. AAP leader Kumar Vishwas had already announced to
contest from the same constituency against Rahul Gandhi. The BJP's decision to
field Irani from Amethi makes it a three-way blockbuster of a contest for the
Lok Sabha seat.
6) President
Pranab Mukherjee confers Padma awards: President Pranab Mukherjee on Monday
conferred Padma awards on 66 eminent personalities at a ceremony held at
Rashtrapati Bhavan. Noted scientist Dr. Raghunath A. Mashelkar received Padma
Vibhushan while classical singer Begum Parveen Sultana, actor Kamal Hasan,
sportsperson Pullela Gopichand were among those who were honoured with Padma
Bhushan. Padma Shri Awardees included sand artist Sudarshan Pattnaik and
actress Vidya Balan. Among the dignitaries present on the occasion were the
Vice President Mohd. Hamid Ansari, Prime Minister Dr Manmohan Singh and Home
Minister Sushil Kumar Shinde.
7) K
R Kamat front-runner for RBI Deputy Governor post: Raghuram Rajan headed search panel has zeroed
in on a successor to RBI Deputy Governor K C Chakrabarty and PNB Chairman K R
Kamath is believed to be top in the reckoning. Besides RBI Governor Rajan,
Financial Services Secretary Rajiv Takru and other expert members had on last
Friday interviewed CMDs of nine public sector banks here, an official privy to
the selection process told PTI.
8) Indian
Shuttler Sourabh Varma loses Malaysia Grand Prix Gold final: Indian
shuttler Sourabh Varma gave a fantastic fight but eventually went down to
Indonesian 15th seed Simon Santoso in the men’s singles final of the $120,000 Malaysia
Grand Prix Gold on Sunday. Despite leading a large chunk of the match, the
eighth seeded Indian went down 21-15, 16-21, 19-21 in a marathon encounter
which lasted an hour and nine minutes at the Stadium Perbandaran Pasir Gudang.
9) Slovakia
elects Andrej Kiska as president: A non-aligned centrist, Andrej Kiska,
swooped in to clinch Slovakia's presidency by a landslide, dealing a heavy blow
to the credibility of the prime minister, Robert Fico, before a general
election in 2016. Andrej Kiska will be Slovakia’s first president since
independence in 1993 without a past in the Communist party.
Current Affairs Questions for exams: 27 & 28 March 2014
1) World Health Organisation (WHO) on 27
March 2014 officially certified India as a polio-free country with no case of
the disease being reported in the country for last ............... years?
(A) 5
(B) 2
(C) 3
(D) 7
2) Supreme Court of India on 28 March 2014
appointed which former captain of India as the interim BCCI president replacing
N. Sreenivasan for IPL 2014?
(A) Saurav Ganguly
(B) Kapil Dev
(C) Rahul Dravid
(D) Sunil Gavaskar
3) Who won the Abel Prize 2014?
(A) Yakov G. Sinai
(B) Pierre Deligne
(C) Endre Szemerédi
(D) John Milnor
4) Which among the following countries have
recently banned video-sharing website YouTube citing spread of audio recordings
damaging to the government?
(A) Spain
(B) Turkey
(C) China
(D) Russia
5) Which country has hosted the 3rd Nuclear
Security Summit 2014 from 24 to 25 March 2014?
(A) Australia
(B) Germany
(C) Netherlands
(D) Japan
6) Name Indian Air Force's newest and
sturdiest aircraft which crashed near Gwalior, killing all five people on board
on 28 March 2014?
(A) C-130J
(B) C-17 Globemaster
(C) IAI Astra 1125
(D) HJT-16 Kiran
7) Which team is at No.1 position in the
latest ICC T20 team rankings released on 28 March 2014?
(A) West Indies
(B) India
(C) Sri Lanka
(D) South Africa
8) Which zone won the Deodhar Trophy
cricket tournament 2014?
(A) North Zone
(B) South Zone
(C) West Zone
(D) East Zone
9) Who was recently elected as the new CII
(Confederation of Indian Industry) President?
(A) B Ashok Reddy
(B) Chandrajit Banerjee
(C) S Gopalakrishnan
10) Recently Reserve Bank of India has
extended the timeline for full implementation of the Basel III capital
regulations from March 31, 2018 to?
(A) March 31, 2019
(B) April 1, 2020
(C) September 30, 2022
(D) March 31, 2021
Answers
1) Ans. (C) 3
2) Ans. (D) Sunil Gavaskar
3) Ans. (A) Yakov G. Sinai
4) Ans. (B) Turkey
5) Ans. (C) Netherlands
6) Ans. (A) C-130J
7) Ans. (B) India
8) Ans. (C) West Zone
9) Ans. (D) Ajay S Shriram
10) Ans. (A) March 31, 2019