MCQ on Post Office Savings Schemes (POSB) for Postal Exams

 Hi friends, In this post we are sharing with you the Multiple Choice Questions (MCQ)/ Quiz on Post Office Savings Schemes (POSB) useful for Inspector Posts (IP), Postal Service Group 'B' (PS Group B) and other Postal Exams.

This MCQ covers the various POSB schemes such as Post Office Savings Account(SB)​, National Savings Recurring Deposit Account(RD), National Savings Time Deposit Account(TD), National Savings Monthly Income Account(MIS), Senior Citizens Savings Scheme Account(SCSS), Public Provident Fund Account(PPF), Sukanya Samriddhi Account(SSA)​, National Savings Certificates (VIIIth Issue) (NSC), Kisan Vikas Patra(KVP) etc. 

Attempt the Quiz and see your level of study. All the Best. Suggestions are welcome.

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Postal Service (PS) Group 'B' Exam Question Paper 2020 [PDF Download]

Hi friends...Department of Posts (India Posts) conducted its departmental examination for promotion to the cadre of Postal Service Group 'B' 2020 on 29 November 2020 [29.11.2020]. The exam consists of two Papers ie. Paper-I and Paper-II. In this post we are sharing with you the Question Paper of the said examination. You can download the question paper from the below mentioned link. Official Answer Keys will be published as and when released by the DoP. 

Paper I : Download from Here

Paper II : Download from Here

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MCQ on Consumer Protection Act, 2019

Hi friends, in this post we are sharing with you the MCQ on Consumer Protection Act, 2019 useful for all competitive Exams. This is useful for Departmental Exams like Inspector Posts, PS Group B Exam etc. 

The Consumer Protection Act,2019 comes in to force from 20 July, with its salient features including the establishment of the Central Consumer Protection Authority (CCPA) to promote, protect and enforce the rights of consumers.

Here is the Quiz on Consumer Protection Act, 2019.

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The Hindu Vocabulary dated 19 November 2020

 Hi friend's we are today discussing the vocabulary from the Hindu Editorial dated 19 November 2020.

Article is about New challenges: On India and Joe Biden 

• Contentious - causing, involving, or likely to cause disagreement and argument: 

Eg: She has some very contentious views on education 

Hindu Usage: India must not fight shy of engaging with the Biden administration on contentious issues 

• shy away from - to avoid something that you dislike, fear, or do not feel confident about 

Eg: I've never shied away from hard work. 

Hindu Usage: Critical and recent comments made by Mr. Biden and Vice-President-elect Kamala Harris over Jammu and Kashmir, the Citizenship (Amendment) Act and actions against NGOs should not make the Modi government shy from engaging with the U.S. on these issues. 

• Cut out - remove, exclude, or stop eating or doing something. 

Hindu Usage: On COVID-19, Mr. Biden and Mr. Modi have their work cut out, given that the U.S. (over 11 million cases) and India (over 8 million cases) remain the top two worst affected countries, and showing daily increases.   

• Afflicted - If a problem or illness afflicts a person or thing, they suffer from it. 

Eg: It is an illness that afflicts women more than men 

Hindu Usage: Making affordable vaccines available to their afflicted populations will be the immediate challenge.   

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Current Affairs Quiz 12 May 2020

Hi friends, in this post we will be discussing the Important Current Affairs Questions from 12 May 2020.

1. Name the ventilator developed by the Council of Scientific and Industrial Research (CSIR) and NAL (National Aerospace Laboratories), Bengaluru? - Swasthvayu

2. Which Government has recently launched “FIR Aapke Dwar Yojana”?- Madhya Pradesh

Note: Under the scheme, a person need not go to the police station to dodge a complaint.

3. Which Ministry has recently launched Champions Portal, a portal which acts as a technology driven control room cum management information system? - Ministry of MSME (Micro Small and Medium Enterprises)

4. The “Atal Pension Yojana” has recently completed 5 years of its implementation. When was the Atal Pension Yojana launched? - May 9, 2015

5. Hari Shankar Vasudevan who passed away recently is a renowned? - Historian

6. Rajiv Kumar was recently appointed as the next chairperson of? - Public Enterprises Selection Board (PESB)

7. Which Indian state has recently introduced a scheme to levy COVID-19 cess for diesel, petrol and motor spirit? - Nagaland

Check Daily Current Affairs Quiz

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Hindu Vocabulary Review 11 May 2020

Hi friend's we are today discussing the vocabulary from the Hindu Editorial dated 11 May 2020.

First editorial is on the killing of 16 migrant workers in rail track.

1. flip-flop - to change a plan completely

Hindu usage: The Centre and several States have been engaged in flip-flops on facilitating the return of migrant workers to their homes. 

2. aggravated - to make a bad situation worse.

Eg: Attempts to restrict parking in the city centre have further aggravated the problem of traffic congestion.

Hindu usage: This governance failure was aggravated by several States, either due to lack of capacity or incompetence.

3. indelible - Indelible memories or actions are impossible to forget, or have a permanent influence or effect.

Eg: I have an indelible memory of that meeting with Anastasia.

Hindu usage: The sight of an endless stream of migrant labourers, some of them carrying toddlers and the infirm, walking towards India’s poorer regions from its economic centres, will remain an indelible memory of this inept and insensitive approach that had not taken their particular circumstances into account. 

4. inept - not skilled or effective.

Eg: an inept comment/remark

5. pestilence - a serious and growing problem.

Eg: The report states that vandalism is a pestilence that must be stamped out.

Hindu usage: Though it did not spare any effort to make spectacles out of an unfolding pestilence, each government announcement about the lockdown threw even the educated public into a tailspin, and required numerous clarifications and amendments. 

6. tailspin - a sudden fall that cannot be controlled.

Eg: The plane went into a tailspin and crashed.

7. tenuous - weak, unimportant, or in doubt:

Eg: The aging dictator’s hold on power is tenuous.

Hindu usage: To argue that this is a once-in-a-century event that caught even developed countries napping could at best be a tenuous defence.

8. slumber - sleep.

Eg: I fell into a gentle slumber.

Hindu usage: Even after it woke from the slumber and announced special trains to ferry the stranded and starving workforce to their homes, confusion reigned. 

9. Onerous - difficult to do or needing a lot of effort.

Eg: the onerous task of finding a peaceful solution.

Hindu usage: Onerous paper work and huge costs were heaped on these hapless citizens who manage to barely get by even in the best of times. 

10. arbitrarily - in a way that is based on chance rather than being planned or based on reason.

Eg: We made the decision to go to Italy quite arbitrarily.

Hindu usage: States acted arbitrarily; courts intervened thoughtlessly. 

11. mitigate - to make something less harmful, unpleasant, or bad.

Eg: It is unclear how to mitigate the effects of tourism on the island.

Hindu usage: A huge cost has already been paid in lives and suffering, but even now there can be measures to mitigate the situation.

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Current Affairs Quiz 11 May 2020

Hi friends, in this post we are sharing with you the Important Current Affairs Questions of 11 May 2020.

1. National Institute of Virology has indigenously developed antibody detection kit for COVID-19. Name the Kit? - COVID KAVACH ELISA

2. On May 10, 2020, the Registrar General of India released data on the national birth rate, death rate and infant mortality rate for the year 2018. Which state has the highest Infant Mortality Rate in India? - Madhya Pradesh

3. The Indian Council of Medical Research has tied up with _____ to develop indigenous vaccine? - Bharat Biotech International Limited (BBIL)

4. International Nurses Day is observed on? - May 12

2020 Theme: Nurses: A Voice to lead-Nursing the World to Health

Note: The birth anniversary of Florence Nightingale is celebrated as the International Nurse Day.

5. Bengaluru City Corporation recently launched which programme to create awareness about the respiratory health of Bengaloreans? - Pranavayu Programme

6. National Technology Day is observed on? - May 11

Note: The day’s theme this year is ‘ Focusing on Rebooting the economy through Science and Technology.’

7. Name the biography of Britain's Prince Harry and wife Meghan Markle which is set to release in August 2020 ?- Finding Freedom: Harry and Meghan and the Making of A Modern Royal Family

8. Who has assumed charge as new Secretary, Ministry of New & Renewable Energy on 11 May 2020? - Indu Shekhar Chaturvedi

9. Name the Special trains operated by Indian Railways to help the migrant workers, pilgrims, tourists, students, and other people who are stranded at different places due to lockdown? - Shramik Special

Check Daily Current Affairs Quiz May 2020

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Current Affairs Quiz 10 May 2020

Hi friends, in this post we are sharing with you the Important Current Affairs Questions of 10 May 2020.

1. Which state has recently launched the 'Pravasi Rahat Mitra' App? - Uttar Pradesh

2. On May 10, 2020, the Government of India has launched which mission, an outreach programme amidst COVID-19 pandemic? -  “Mission Sagar”

Note: The mission aims at providing food items, Ayurvedic medicines related to COVID-19, HCQ tablets to Maldives, Madagascar, Seychelles and Comoros.

3. The Supreme Court of India recently pronounced its judgement that cooperative banks shall be placed under SARFAESI Act. Expand SARFAESI Act? - Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act.

4. Union Defence Minister Shri Rajnath Singh recently approved the abolition of 9,304 posts in which services? - Military Engineering Services.

5. Which country recently lost the hosting rights of 2021 men’s World boxing championship? - India

6. Who has been appointed as the next Permanent Representative of India to United Nations recently? - T. S. Tirumurti

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GDS (Conduct and Engagement) Rules, 2020 for Postal Exams

Department of Posts vide OM No.No. 17-30/2019-GDS dated 14th February 2020 has released the Department of Posts, Gramin Dak Sevaks (Conduct and Engagement) Rules, 2020.

The rule governs the Garmin Dak Sevaks of Department of Posts and is helpful for various Postal Exams like Inspector Posts and similar LDC Exams. You can download GDS Conduct and Engagement Rules PDF from the below link.

Highlights

1. These rules called “Gramin Dak Sevaks (Conduct and Engagement) Rules, 2020” containing 31 rules are issued replacing the existing set of rules called the “Department of Posts”, Gramin Dak Sevaks (Conduct and Engagement) Rules, 2011.

2. Rationalisation of existing 5 categories of GDS in 3 categories Viz Branch Postmasters, Assistant Branch Postmasters and Dak Sevaks under Rule 3 (c) with a suitable note below.

3. Rule below 3-A (vii) has been replaced with appropriate sentence relating to applicability of the conditions of residence to Gramin Dak Sevaks.

4. Rule 3-B and 3-C have been incorporated in connection with Eligibility Criteria for Engagement to GDS Posts and two types of Voluntary Discharge Schemes for GDS respectively.

5. Rule 4 has been amended by making some modifications.

6. Rule- 7 has been amended by incorporating Rule 7-A and 7-B m connection with 5 days Emergency Leave to GDS and 180 days Maternity Leave to Female GDS.

7. Rule-8 has been amended by incorporating some modification and also a note regarding non eligibility of GDS Gratuity and Severance amount etc.

9. Rule -9 has been amended with regard to Major and Minor penalties.

10. Rule 12 has been modified for treating the period of Put Off duty in case the procedure initiated for imposition of a minor penalty.

11. Rule 23 has been amended by incorporating treatment of Strike period.

12. Rule 31 Schedule of Engaging Authority has been amended by incorporating Disciplinary Authority and Appellate Authority.

13. The words ‘Recruiting Authority’, ‘Recruitment’ and ‘Service’ whenever appears in the existing rules have been replaced with words ‘Engaging Authority’ and ‘Engagement’.

14. The Conduct and Engagement Rules, 2020 shall be applicable to all existing categories of GDS including those GDS categories which have been declared as wasting cadre as long as they remain in engagement.

Click to Download PDF    ( 42 pages)

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Hindu Vocabulary - 10 May 2020

Hi friends, in this post we will discuss the vocabulary from the Hindu Editorial dated 10 May 2020.

Today we will discuss the editorial of the Hindu On dilution of labour laws.

1. Moot - to suggest something for discussion.

Eg: The idea was first mooted as long ago as the 1840s.

Hindu usage: Centre should not allow exemptions from welfare laws for workers mooted by States.

2. amoral - without moral principles.

Hindu usage: However, it is amoral and perverse on the part of some States to address this need by granting sweeping exemptions from legal provisions aimed at protecting labourers and employees in factories, industries and other establishments.

3. perverse - strange and not what most people would expect or enjoy.

Eg: Jack was being perverse and refusing to agree with anything we said.

4. embarked - To start a journey.

Hindu usage: Madhya Pradesh has embarked on a plan to give a boost to business and industry by allowing units to be operated without many of the requirements of the Factories Act — working hours may extend to 12 hours, instead of eight, and weekly duty up to 72 hours. 

5. egregious - extremely bad in a way that is very noticeable.

Eg: It was an egregious error for a statesman to show such ignorance.

Hindu usage: The most egregious aspect of the country’s response to the pandemic was its inability to protect the most vulnerable sections and its vast underclass of labourers from its impact. 

6. apathy -  behaviour that shows no interest or energy and shows that someone is unwilling to take action, especially over something important.

Eg: widespread apathy among students

Hindu usage: While the country watches with horror the continuance of the collective misery of migrant workers well into the third spell of the national lockdown, the attitude of the ruling class towards labour remains one of utter apathy, bordering on contempt. 

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Current Affairs Quiz - 9 May 2020

Hi friends, in this post we are discussing the important Current Affairs Questions from 9 May 2020.

1. Name the Indian Navy ship which is evacuating stranded Indians from Maldives? - INS Jalashwa 

2. Name the Indian Navy ship which is evacuating stranded Indians from Lakshadweep? - MV Arabian Sea

3. On May 9, 2020, the World Health Organization and the United Nations Postal Agency released a commemorative stamp to mark 40th anniversary of eradication of? -  Small pox

4. Coir Board signed a Memorandum of Understanding with IIT which aims to set up a Centre of Excellence for Coir Applications? - IIT Madras

5. Union Ministry of Human Resource and Development recently announced various amendments to PMRF. Full form of PMRF? -  Prime Minister Research Fellowship Scheme

6. World Migratory Bird Day is observed on? - May 9

Theme: Birds Connect our World

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Hindu Vocabulary Review 9 May 2020

Hi friends, today we are discussing the Vocabulary from the Hindu Editorial dated 9 May 2020. 

First editorial is about female genital mutilation.

1. outlaw - to make something illegal or unacceptable

Eg: The new law will outlaw smoking in public places.

Hindu usage: Sudan’s decision to outlaw the practice of female genital mutilation (FGM) is a landmark victory for women’s rights in a country that is still in a transition from dictatorship to democracy. 

2. repressive - controlling what people do, especially by using force.

Eg: a repressive military regime.

Hindu usage: The development follows the transitional government’s decision to scrap the repressive social codes and humiliating penalties that targeted women during the nearly 30-year dictatorship of Omar al-Bashir, which fell last year amid protests.

3. amid - in the middle of or surrounded by.

Eg: The new perfume was launched amidst a fanfare of publicity.

4. spearheaded - to lead something such as an attack or a course of action.

Eg: British troops spearheaded the invasion.

Hindu usage: Hundreds of Sudanese professionals who spearheaded the protests, had clamoured for a broad-based and inclusive constitutional order. 

5. clamoured - to make a loud complaint or demand:

Eg: The children were all clamouring for attention.

6. entails - to make something necessary, or to involve something:

Eg: Such a large investment inevitably entails some risk.

Hindu usage: The new measure, which entails punishment with a fine and a prison sentence, must still be approved by the Supreme Council, made up of civilians and military officials, that oversees the democratic transition.

7. sceptical - doubting that something is true or useful:

Eg: Many experts remain sceptical about/of his claims.

Hindu usage: While there is ongoing research to rectify the damage, WHO is somewhat sceptical about the effectiveness of recent reconstruction surgeries. 

8. scourge - something or someone that causes great suffering or a lot of trouble.

Eg: Pop-up ads have been described as the scourge of the Internet.

Hindu usage: The prevailing scenario thus underscores the need for stronger campaigns and bold actions to stop this social scourge.

9. incriminating - making it seem that someone is guilty, especially of a crime.

Eg: He was cleared of the charge, despite some very incriminating CCTV footage.

Hindu usage: In Egypt’s first FGM trial in 2014, six years after Cairo clamped a ban, the doctor who had carried out the procedure, as well as the father of the deceased girl, were acquitted, despite incriminating forensic evidence. 

10. vigorous - very forceful or energetic.

Eg: There has been vigorous opposition to the proposals for a new road.

Hindu usage: In Uganda, reports last year of some 300 cases of mutilation within a month shed light on the government’s uphill task to back existing legislation with vigorous awareness campaigns.

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Current Affairs Quiz - 8 May 2020

Hi friends, in this post we are sharing with you the important Current Affairs of 8 May 2020

1. _____ has tied up with ICMR (Indian Council of Medical Research) to deliver COVID-19 testing kits to around 200 labs in India? - India Post

2. The Resistance Front” is the new name of terror group in? - Kashmir

Note: The Resistance Front has claimed responsibility for the attack in Kupwara district along the Line of Control on April 5, 2020, where 5 army personnel

3. World Thalassemia Day is observed on? - May 8

Note : Thalassemia is genetic blood disorder that is characterized by abnormal haemoglobin production.

4. Theme of World Thalassemia Day 2020? - The dawning of a new era for Thalassemia: Time for a global effort to make novel therapies accessible and affordable to patients.

5. Which state on On May 7, 2020, passed an ordinance to suspend labour laws in the state for three years? - Uttar Pradesh

6. United Nations Environment Programme extended the term of which Indian actress as the Goodwill ambassador of India till 2022.? - Dia Mirza

7. Which gas was leaked from LG Polymers Plant in Vishakhapatnam recently, the tragedy which claimed eight lives? - Styrene Gas

Note : Styrene is a chemical compound identified as neuro-toxins. It is also known as Vinyl Benzene, Ethyl Benzene and Phenyl Benzene.

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Hindu Vocabulary - 8 May 2020

Hi friends, in this post we are discussing the vocabulary from the Hindu dated 8 May 2020.

First editorial is about Visakhapatnam gas leak

1. paramount - more important than anything else.

Eg: There are many priorities, but reducing the budget deficit is paramount/is of paramount importance.

Hindu usage - The gas leak tragedy is a reminder that safety is paramount when exiting the lockdown.

2. rendered - to cause someone or something to be in a particular state. 

Hindu usage: Several deaths took place as people tried to flee, and the chemical rendered them unconscious. 

3. accountability - the fact of being responsible for what you do and able to give a satisfactory reason for it, or the degree to which this happens.

Hindu usage - These aspects must be probed in the inquiry to fix accountability.

4. grievously - very seriously, or in a way that causes great pain. 

Eg : The President had been shot and was grievously wounded.

Hindu usage : The Andhra Pradesh government must focus immediately on the medical needs of those who have been grievously affected by the gas leak, which has inevitably led to comparisons with the 1984 Bhopal gas disaster.

5. inevitable - certain to happen and unable to be avoided or prevented.

Eg: The accident was the inevitable consequence/result/outcome of carelessness.

Hindu usage: Given above

6. Solatium - something, for example money, that is given to someone to make them feel better when they have suffered in some way.

Eg: A solatium in the form of an apology was offered to the Prime Minister.

Hindu usage: Solatium payments and compensation for the victims and families are important, but so is access to the highest quality of health care for the victims.

Second Editorial is on the COVID-19 spread in India.

1. exponentially - in a way that becomes quicker and quicker as something that increases becomes larger

Eg: We are growing exponentially in resources, people, and financing.

Hindu usage: While severely affected countries such as Italy, Spain, the U.K., France, Germany, Turkey and Iran finally seem to be experiencing a relative slowdown in the growth of new cases, emerging economies such as Brazil and Russia have shown no flattening of the curve as cases continue to exponentially increase in these countries. 

2. stringent - having a very severe effect, or being extremely limiting.

Eg: The most stringent laws in the world are useless unless there is the will to enforce them.

Hindu usage: The fact that despite two extensions to one of the most stringent lockdowns in the world, India has not managed to flatten the curve suggests that the lockdown might have been necessary but it is not sufficient. 

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Current Affairs Quiz 7 May 2020

Hi friends, here is the Current Affairs Quiz 7 May 2020 covering the Important Daily Current Affairs of the day.

1. Who was chosen as the first Iraq Prime Minister after Adel Abdul Mahdi resigned in November 2019? - Mustafa Al Kadhimi

2. Name the Union Minister of Agriculture who recently launched Bharatiya Prakritik Krishi Padhati?-  Narendra Singh Tomar

3. Which  country has recently come up with the decision of changing the name of the its currency to toman? - Iran

Note: The unit of Iranian currency is Rial.

4. On May 7, 2020, the Government of India is to begin one of the biggest evacuation exercise aims at bringing stranded Indians from abroad. Name the mission?- Vandhe Bharat Mission

5. Birthday of Buddha known as Vesak Day ia being celebrated by the United Nations since the year? - 2000

6. What is Mission Samudra Setu? - Indian Navy’s mission to bring stranded Indian citizens from Maldives.

7. Name the Economic Affairs Secretary who was recently (May 2020) appointed as Director on RBI Central Board?- Tarun Bajaj 

8. Name tge Congress Leader of Lok Sabha who was recently reappointed as Chairperson of the Parliament’s Public Accounts Committee(PAC)? - Adhir Ranjan Chowdhury

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Vocabulary from the Hindu - 7 May 2020

Hi friends, today we are going to discuss about some useful vocabulary from the Hindu Newspaper Editorial dated 7 May 2020. Let's see those words.

First editorial is about return of Indian expatriates from abroad in the wake of COVID 19.

1. stranded - unable to leave somewhere because of a problem such as not having any transport or money.

Eg: Rohit left me stranded in the city with no car and no money for a bus.

Hindu usage- As India brings back stranded expatriates, it must guard against a new wave of infection

2. expatriates - someone who does not live in their own country

Usage: given above

3. mammoth - extremely large

Eg: Cleaning up the city-wide mess is going to be a mammoth task.

Hindu usage - The mammoth exercise, dubbed the “Vande Bharat” mission by the External Affairs Ministry, is expected to last for weeks.

4. pandemic - (of a disease) existing in almost all of an area or in almost all of a group of people, animals, or plants.

Eg: In some parts of the world malaria is still pandemic.

Hindu usage: The stranded include business travellers and tourists who were unable to return in time; due to the pandemic, the last flights allowed to land with incoming passengers were on March 22.

5. task cut out - If you say that you will have your work cut out to do something, you mean that it will be a very difficult task. 

Hindu usage: With estimates of applicants ranging between 5,00,000 to 10,00,000, embassies and missions will have their task cut out prioritising lists of those who will return.

6. manoeuvres - a movement or set of movements needing skill and care

Eg: Reversing round a corner is one of the manoeuvres you are required to perform in a driving test.

Hindu usage: As the government plans its exit from the lockdown, as well as its repatriation manoeuvres, it is necessary to consider putting in better systems so that it does not have to repeat the trauma of keeping Indian citizens stranded outside the country for extended periods away from their families.

Second Editorial is regarding On Donald Trump’s anti-China rhetoric over COVID-19

1. animosity - strong dislike, opposition, or anger.

Eg:- Of course we're competitive, but there's no personal animosity between us.

Hindu Usage: The world needs more cooperation and less animosity in dealing with the pandemic. 

2. precarious - in a dangerous state because of not being safe or not being held in place firmly.

Eg: The lorry was lodged in a very precarious way, with its front wheels hanging over the cliff.

Hindu usage: Donald Trump’s recent attacks on China over the coronavirus outbreak risk further deterioration of already strained ties between the two countries at a time when the global economy is in a precarious situation.

3. portray - to represent or describe someone or something in a painting, film, book, or other artistic work.

Eg: The painting portrays a beautiful young woman in a blue dress. 

Hindu usage: His supporters are portraying Joe Biden, the presumptive Democratic nominee, as a representative of the old political elite that is “soft on China”.

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Daily Current Affairs 6 May 2020

Hi friends, here are the Important Daily Current Affairs from 6 May 2020

1. Centre for Cellular and Molecular Biology (CCMB), which is the only centre to pool samples of COVID-19 in the country is situated at? - Hyderabad

2. Which state Government has launched Ayush Kavach application to help people access prescriptions? - Uttar Pradesh

3. On May 5, 2020, around 40 countries took part on an online summit called Global Response International Pledging Conference. The Conference was initiated by? - European Union

4. Name the Indian American Diplomat who was on May 6, 2020, appointed by the US President Donald Trump as his envoy to OECD (Organization for Economic Cooperation and Development)? - Manisha Singh

5. On May 5, 2020, the which agency released unemployment data according to the which121.5 million are without works in India? - Centre for Monitoring of Indian Economy (CMIE)

6. Which country awarded the North Korean leader Kim Jong In a commemorative war medal to mark the 75th anniversary of victory over Nazi? - Russia

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